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Choosing Between PCP and HP

Finance Broker or Dealer Finance

Pros and Cons of Financing a Used Car

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ADDRESS

Principality House

Main Avenue

Brackla Ind Est

Bridgend

CF31 2BB

POLICIES

Terms & Conditions

Privacy Policy

Complaints Policy

Initial Disclosure Document

Treating Customers Fairly

Vulnerable Customers

Commission Disclosure

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Hawkstone Motor Finance is a trading style of Hawkstone Farley Group Ltd, a company registered in England and Wales at Principality House, Brackla Industrial Estate, Bridgend, CF31 2BB with Company Registration Number 13836301. Hawkstone Farley Group Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 987531). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. You will make no payment to us for the introduction to our panel of lenders, typically we will receive a commission from the lender if you decide to enter into an agreement with them. You may ask us for details of such payments. Commission arrangements can be based on a percentage of the balance financed which means we will be paid a commission for introducing you to the lender. This will be a percentage of the amount that you borrow. This means the more you borrow, the more we will be paid. The commission will be the same no matter the interest rate that you pay. We will tell you in good time before the agreement is made the amount of any commission we will earn from the lender. Some lenders opt for a flat fee commission model. We will be paid a commission for introducing you to the lender. This will be a flat fee amount. This means the commission will be the same no matter how much you borrow or the interest rate that you pay. We will tell you in good time before the agreement is made the amount of commission we will earn from the lender.

Rates from 8.9% APR. Representative example: cash price and borrowing £8,000 over 5 years with a representative APR of 15.9% and a fixed rate of 15.9%, and a deposit of £0.00, the amount payable would be £189.68 per month, with a total cost of credit of £3380.80 and a total amount payable of £11,380.80. Option to purchase fee applicable of £10.00. We act as a credit broker not a lender.

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